As of 2025, 9.6% of the Bank's vehicle fleet consists of electric and hybrid vehicles.
Participation in the Strength of Nature
Emission and Energy Management
Emission Management
Ziraat Katilim uses emission data in decision-support and improvement processes and gradually implements reduction oriented practices by identifying the main sources that cause emissions. Data collection, monitoring, and reporting activities are carried out for direct and indirect emissions arising from operational activities. Activities under the Bank's direct control are addressed as a priority, with a focus on emission sources related to energy use and operational processes.
The Bank monitors and records emissions related to assets within Scope 1 and Scope 2, as well as emissions arising from purchased energy. Since 2023, Scope 1, Scope 2, and Scope 3 emissions occurring throughout the service cycle have been calculated. The scope of emission data is reviewed annually, and the measurement framework is gradually expanded.
The Greenhouse Gas Protocol (GHG Protocol) is taken as the basis for the calculation of emissions. The emission inventory is prepared and reported in accordance with international methodology.
Calculated greenhouse gas emissions are verified by an independent third-party organization within the framework of the ISO 14064-3:2019 standard. Within the scope of the verification process, organizational boundaries, emission categories, and calculation inputs are reviewed, and the traceability of emission data and methodological consistency are ensured. The digital infrastructure used for the collection and management of emission data supports the improvement of data quality, strengthens process traceability, and ensures reporting consistency. Resource consumption and waste data are collected and monitored through the Integrated Management System (IMS) module. Data sets within the system are continuously improved in line with new inventory items and emission categories.
Within the scope of Scope 3 emissions, a data collection infrastructure has been established for the measurement of emissions arising from indicators such as water consumption, waste, employee transportation services, business travel, and end-of-life bank cards. Studies for the measurement of financed emissions are in the planning stage. In order to ensure a more comprehensive measurement of Scope 1, Scope 2, and Scope 3 emissions, the scope and data quality of the information recorded in the IMS module are being further developed.
The effectiveness of emission reduction practices is monitored through emission intensity indicators. According to the results obtained, emission intensity per employee decreased from 2.12 tCO2e in 2023 to 0.98 tCO2e in 2024. As of 2025, emission intensity per employee was calculated as 0.94 tCO2e. Similarly, emission intensity based on consolidated net profit decreased from 1.29 tCO2e / TL million in 2023 to 0.81 tCO2e / TL million in 2024, and this indicator was calculated as 0.506 tCO2e / TL million for 2025. Emission intensity based on consolidated total assets was calculated as 0.013 tCO2e / TL million in 2023, 0.005 tCO2e / TL million in 2024, and 0.0038 tCO2e / TL million in 2025.
Effective management of emissions originating from the vehicle fleet is monitored as one of the main areas that directly impact the Bank's emission reduction efforts. As of 2025, 9.6% of the Bank's vehicle fleet consists of electric and hybrid vehicles. The Bank regularly monitors the structure and usage of the vehicle fleet in order to reduce mobility-related emissions. Within this scope, practices aimed at increasing the share of electric and hybrid vehicles in the fleet are prioritized. In order to encourage the use of electric vehicles, charging infrastructure is available at the Head Office building. Employee transportation and business travel are addressed within the scope of monitoring indirect emissions related to mobility. Approximately 27% of employees benefiting from shuttle services contributes to the reduction of transportation-related emissions.
Applications aimed at reducing resource consumption and digitalizing operational processes are among the main tools for reducing indirect emissions. Indirect emissions arising from activities outside the Bank's direct control are addressed with a gradual and evolving approach.
Outputs obtained within the scope of emission management are used to understand and monitor the Bank's emission profile and serve as a basis for forward-looking assessment studies related to climate-related risks.
Energy Efficiency and Management
Energy consumption is considered a priority area by the Bank in order to control environmental impacts arising from operational activities and to contribute to the fight against climate change Enrgy management practices are structured through building usage, electricity consumption, and information technology infrastructure, and are carried out within the framework of existing practices that support energy efficiency. The Bank procures electricity for its own consumption from local suppliers. Within the scope of managing emissions arising from electricity consumption, the purchase of I-REC certificates started in 2024; this practice continued in 2025 with the procurement of 16,500 MWh of hydroelectric-sourced I-REC certificates.
Energy Efficiency
LED lighting systems have been used in all service buildings across the Bank since its establishment. Practices for monitoring and managing energy consumption are maintained by considering building characteristics and operational structure. Building-based energy efficiency applications are among the main components of the Bank's energy management approach.
Ziraat Towers, where the Ziraat Katilim Head Office operates, has been certified at the Platinum level under the international green building rating system LEED. In the design and operation of the building, energy efficiency, indoor environmental quality, and balanced management of resource use are taken as the basis. Fresh air capacity and ventilation calculations are carried out in accordance with the ASHRAE 62.1 standard and are controlled by considering energy performance. Indoor and outdoor lighting power density is designed in compliance with the limit values defined in the ASHRAE 90.1 standard.
A greywater treatment system is available in the building, and the recovered water is used for landscape irrigation. Lighting systems can be managed through time- and usage-based automation, and automatic dimming or shut-off can be applied in common areas after designated hours. Mechanical and electrical systems can be monitored and controlled through the central building automation system. Heating, cooling, lighting, and hot water consumption are monitored separately in accordance with both LEED criteria and the requirements of the Regulation on Energy Performance in Building.
Energy efficiency in the information technology infrastructure is also addressed specifically within data center operations. The Esenyurt Data Center holds the Design Documentation Certification (TCDD), Tier III Constructed Facility Certification (TCCF), and Tier III Operational Sustainability Certification (TCOS) issued by the Uptime Institute. Energy efficiency in the data center is supported by free-cooling air conditioning systems that utilize external environmental conditions, high-efficiency power supply units, and a modular uninterruptible power supply (UPS) infrastructure. LED lighting systems used throughout the facility are also considered part of the energy efficiency approach.
Energy efficiency is also addressed at the branch level through measurement- and improvement-oriented practices. In this context, at the Kayasehir Branch, which was selected as the pilot branch, the measurement-based energy management approach was supported through the remote energy monitoring system put into operation and the efficiency measures implemented thereafter.
Kayasehir Branch • Pilot Energy Monitoring and Efficiency Project
As part of efforts to measure and reduce energy consumption in service buildings, Ziraat Katilim commissioned a remote energy monitoring system at the Kayasehir Branch in 2023. With the installation, branch-level consumption data began to be monitored regularly, and a branch-specific saving plan was prepared based on the findings obtained. Within the scope of the prepared plan, the identified efficiency measures were implemented in 2024.
During the implementation process, operational adjustments directly affecting energy use were made. Within this scope:
- Thermostat settings of air conditioning systems were optimized for summer and winter periods.
- Air conditioning levels were reduced outside customer service hours.
- Lighting use was reduced during non-service hours.
- Temperature settings of water heaters were adjusted and eco mode was enabled.
- Ventilation and fan units left operating outside working hours were turned off.
- Air conditioning levels in ATM areas were readjusted.
The impact of the implemented measures was evaluated based on measurement data, and energy savings in the range of 20'25% were achieved compared to the same month of the previous year. The results obtained from the pilot project were taken as a reference for dissemination efforts aimed at reducing energy consumption across branches. Considering that energy consumption may vary seasonally, a monitoring plan was established to track consumption trends periodically.
Based on the outputs of the pilot project, energy saving rule sets to be implemented across branches during 2025 were determined and shared with the relevant units.