162nd year
TR

Participation in the Strength of the Economy

Responsible Products and Services

In line with its sustainable finance approach, Ziraat Katilim provided financing in 2025 for projects aimed at generating environmental and social benefits. In this context, priority areas included family support, women entrepreneurship, youth entrepreneurship, and the increase and continuity of employment, with such financing primarily directed toward SMEs, tradesmen, and businesses. On the environmental side, particularly in the energy sector, investment financing was extended mainly to corporate and commercial customers.

Sustainable Financing Products

Ziraat Katilim continues to offer responsible products and services to its retail and commercial customers in order to support the financing of the green transition, reduce the country's dependency on external energy resources, contribute to the Sustainable Development Goals, and minimize environmental impacts.

As of 2025, Commercial TOGG Financing has been introduced for commercial customers. In addition, within the scope of green housing financing, a mapping of Class A and B green buildings has been established.

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Within the scope of diversifying responsible products and services, sustainable agricultural practices financed in 2025 and the corresponding financing amounts are presented in the table below:

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In 2026 and beyond, the Bank aims to develop and incorporate financing solutions into its portfolio that reduce resource waste, enhance efficiency, and support sustainable production, particularly in the areas of renewable energy investments, pressurized irrigation systems, bio agriculture practices, and licensed warehousing projects.

Sustainable Finance Sustainable Supply Chain

About the Report

Coordination activities related to the 2025 Integrated Annual Report are carried out by the Ziraat Katilim Strategy Planning Department. During the preparation process of the report, contributions from relevant units are obtained and corporate data collection processes are managed through a coordinated approach.

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